Benefit eligible employees may choose from the following benefits:
Medical: option of three BCBS Anthem plans
Benefit eligible employees will be automatically enrolled in the following Guardian benefits for 2026 at no cost to you:
Employees can opt in or out of the following Guardian benefits for themselves and their dependents:
Other optional benefits: Employees can sign up anytime for the following benefits directly:
401(k), via Fidelity
Commuter Benefits, via WageWorks
Discounted Pet Insurance, via Wishbone Pet Insurance
Discounts and special offers to attractions, theme parks, shows, sporting events etc. via TicketsatWork
To help employees plan ahead and save for health-related expenses, we offer a Flexible Spending Account (FSA). An FSA is an employee-sponsored program that allows you to set aside money from your paycheck on a pre-tax basis to pay for medical co-pays, prescriptions and other eligible expenses for you and eligible dependents.
For more information, see the FSA page.
We offer a Dependent Care FSA (DCFSA). DCFSA is a tax-saving account where you can set aside up to $7,500 per year, taken from your paycheck before taxes, to cover eligible dependent care expenses. These expenses can include daycare, nursery school, before- and after-school care, and adult daycare services.
For more information, see the FSA page.
GTL is an employer-paid benefit that offers life insurance coverage to employees at no cost to the employee. This valuable benefit offers financial support to your beneficiaries should the unexpected happen.
For more information, see the GTL page.
STD is a company-paid benefit that provides income replacement if you're temporarily unable to work due to an illness, injury, or childbirth. This helps protect your finances during a challenging time and allows you to focus on recovery. And for new parents, STD covers a portion of your parental leave.
For more information, see the STD page.
LTD insurance is an employer-paid benefit that offers income protection to employees at no cost in the event of a long-term illness or injury. It's a safety net that helps ensure your financial stability, no matter what the future holds.
For more information, see the LTD page.
Employee Assistance Program (EAP) is an employer-paid benefit that offers confidential support services for employees facing personal or work-related challenges, including:
Individual and family counseling
Legal and financial guidance
Stress management resources
And much more!
For more information, see the EAP page.
Optional life insurance coverage that employees can purchase for themselves, their spouse, and their children, providing financial protection in the event of death. This coverage offers additional financial protection in the event of an unexpected loss, giving you peace of mind knowing your family is taken care of.
For more information, see the Voluntary Employee Benefits page.
Voluntary Accident, Death, and Dismemberment (AD&D) insurance provides additional coverage for accidental injuries, offering benefits to help cover medical expenses and other costs not covered by standard health insurance.
For more information, see the Voluntary Employee Benefits page.
Voluntary Critical Care insurance provides employees with optional insurance coverage for severe health conditions, such as cancer, heart attacks, strokes, and other critical illnesses. This program is designed to offer financial support during times of serious health challenges, helping to cover medical expenses and related costs not covered by standard health insurance.
For more information, see the Voluntary Employee Benefits page.
Voluntary Hospital Indemnity insurance offers optional insurance coverage that provides a fixed, lump-sum benefit for hospital stays due to illness or injury. This program is designed to help employees manage the out-of-pocket costs associated with hospital admissions, such as deductibles, co-pays, and other expenses not covered by standard health insurance.
For more information, see the Voluntary Employee Benefits page.
An employer group discount for pet health insurance administered by Wishbone offers employees reduced rates on coverage for their pets, making it more affordable to keep their pets healthy and protected. Enrollment will be available starting January 1.
For more information, see the Pet Insurance page.
TicketsatWork is the leading corporate entertainment benefits provider, offering exclusive discounts, special offers and access to preferred seating and tickets to top attractions, theme parks, shows, sporting events, movies, hotels and much more.
Enrollment will be available starting January 1.
For more information, see the TicketsAtWork page.
2026 Benefits Guide:
Benefits video:
Medical Plan Documents:
Health Savings Account (HSA - more info linked)
Dental & Vision Plan Documents:
Life & Disability Insurance Documents:
Voluntary Benefit Plans:
This notice explains your rights and how your health information is used and protected by Anthem as the plan administrator, while clarifying Orchestra’s role in administering the health plan.
2025 Summary Annual Report