Employees can opt in or out of the following Guardian benefits for themselves and their dependents:
Voluntary Supplemental Life Insurance
Voluntary Accident Insurance
Voluntary Critical Care Insurance
Voluntary Hospital Indemnity Insurance
Optional life insurance coverage that employees can purchase for themselves, their spouse, and their children, providing financial protection in the event of death. This coverage offers additional financial protection in the event of an unexpected loss, giving you peace of mind knowing your family is taken care of.
Voluntary Accident, Death, and Dismemberment (AD&D) insurance provides additional coverage for accidental injuries, offering benefits to help cover medical expenses and other costs not covered by standard health insurance.
Voluntary Critical Care insurance provides employees with optional insurance coverage for severe health conditions, such as cancer, heart attacks, strokes, and other critical illnesses. This program is designed to offer financial support during times of serious health challenges, helping to cover medical expenses and related costs not covered by standard health insurance.
Voluntary Hospital Indemnity insurance offers optional insurance coverage that provides a fixed, lump-sum benefit for hospital stays due to illness or injury. This program is designed to help employees manage the out-of-pocket costs associated with hospital admissions, such as deductibles, co-pays, and other expenses not covered by standard health insurance.
Guardian Customer Service
1-888-600-1600
Monday to Friday | 8am to 8:30pm ET